With six months’ worth of savings, should I quit my job and go for it?

Q: I’m just about ready to launch my new website. I have a clear idea of how I’m going to market myself and am excited about getting started. I now have a healthy, worst-case-scenario, 6-month-supply of expenses saved up. Now that freedom is in sight, I’m wondering what to do. Do I quit now and go for it? Or, quit now and get a part-time job to cover the bills so I can ease into it? Or, stay at my job another six months to give me a full year of generous living expenses?

A: You have to be the one to make that call, based on your situation. I’ll always advocate the conservative path in all things, figuring things will take longer than you expect. If I HAD to choose, I’d say, go for the PT job to cover the bills, freeing up more time to devote to getting the business solvent. But, again, your call.