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Okay, so I tried this waaaaaaay back when, shortly after the blog’s launch – asking for guest posts. Got a few submissions from my fellow commercial freelancers, but after a while, things sort of fizzled out. And yours truly had to load that big blog burden back on my shoulders. I know, get out your violins, right? 😉

But seriously, I’d like to revisit this idea. Why? Because over the past three years (almost to the day – we launched on 3/30/08), we’ve developed a pretty extraordinary commercial writing “master mind” here. I’m happy to say, this blog has made its mark in that time, and has enjoyed great participation, with an average of ~25 comments per post! Compared with typical copywriting blogs, that’s a smokin’ number. So, thanks to all of you!

I’ve kept the blog frequency low: about twice monthly (heck, it usually takes 7-10 days to work through the commentary on any given post). That said, I’d love to start posting weekly, and to do that, I really need your help.

After all, The Well-Fed Writer approach has always been collaborative. My books, ezine, knowledgebase, the new Partner Pantry, and yes the blog, wouldn’t have been possible without the countless stories, insights, inquiries and experiences from commercial writers across the country and the globe. I’m just one guy, with one limited set of commercial copywriting experiences. What could you share?

Perhaps a prospecting strategy that’s borne some serious fruit over the years?

An unusual market (if you’re willing to reveal it)?

A particularly great success story – with a lesson attached?

A fabulous tip that’s made you more efficient, better networked or more profitable?

An insight into the business that’s made a huge difference for you?

Anything else to share that can help commercial writers make more money, have greater professional fulfillment, or enjoy a higher quality of life?

And keep in mind, you don’t have to be a seasoned freelance copywriting veteran. Had an experience that taught you something and enhanced your career in some way – something that others would benefit from? I don’t care if you started your commercial freelancing career a few months ago; let’s hear it!

Guest posts should be 400-800 words. And you know our drill: real-world stories and experiences are best. And of course, please include questions at the end to turn it into a subject with “legs” – one that can spawn a rich discussion.

What’s in it for you? Besides the warm fuzzy feeling you’ll get from helping your fellow commercial freelancers? Not enough? How about raising your profile in the eyes of your peers? More? Geez, tough crowd… 😉

Seriously, if you’ve got a book, ebook, ezine, report, program, service, blog or web site you want to promote, I welcome your promo copy at the end of the piece.

The first three years have been fabulous – yielding a mighty impressive body of work covering subjects across the commercial writing spectrum. I’d love to see where we can take it during the next three years, and beyond.

Got a blog post idea? Post the particulars here, as a comment, or email me at peter at wellfedwriter dot com.

I just got off the phone with one of my favorite commercial writing clients – someone who embodies what I like about most of my clients: she always thinks of me first when writing comes up (who wouldn’t love that?); values my contributions; respects me and my process; gives me enough time, attention, and input to do my job well; never balks at my project bids, and makes sure I get paid promptly.

And yes, most of my clients over the years have been like her. Sure, even the greatest client has their quirks and minuses. After all, we’re still dealing with human beings here. One is hard to reach and often doesn’t return calls. Another can be a bit of a micro-manager, though backs down graciously when it’s gently pointed out. Yet another may be a little scattered in meetings. But, all in all, small stuff.

So, needless to say, I was a bit taken aback by an email I got recently from a budding commercial writer recently, discouraged about this commercial writing field of ours. Based on what he’d read on the blog, he wrote:

“The message I get is more or less as follows: “Yes, you can make great money, there’s plenty of work, but most of your clients will suck – kind of like the so-called ‘colleagues’ you have if you’re employed full time.”

Hmmmm. Never really considered that the blog was presenting, perhaps, a skewed perspective of our business. Though, as I explained to him, by definition, the blog addresses issues and challenges common to commercial freelancers, and as such, often focuses on the “problem children” amongst our clients. After all, people don’t need much help dealing with ideal clients, or all the things that go right.

Yet, the blog’s often-necessary focus isn’t The Story of the copywriting field. At least, it’s not been mine. And in the relatively rare cases when my commercial copywriting clients haven’t fit the above description, some haven’t hired writers before, and perhaps I’ve failed to communicate properly, or clearly outline terms and expectations. Sure, we’ve all had a few jerks, but for me anyway, those types have absolutely been the exception, not the rule.

The fact that, overwhelmingly, I’ve had good clients, is largely a function of this commercial freelancing field of ours. Assuming you’re targeting the right prospects, you’ll be landing a higher-caliber breed of client (than say, the clients I often hear about from my magazine-writer friends), and that’ll yield good client experiences.

Case in point: in my 18+ years as a copywriter, I’ve never once been stiffed by a client. Not ever. And I can count the slow-pay episodes on the fingers of one hand. I’d challenge any non-commercial writers to make the same claims. We’re just dealing with a better class of client (or probably more to the point: corporations have healthier budgets than publications do, which makes payment challenges a non-issue).

So, who are the right prospects? They’re professional, busy, high performing and exacting. They intimately understand the difference that professional copywriting can make in their messaging, their value proposition, and ultimately, their bottom line. They have the resources to invest, and – this is key – for them, the right outcome trumps price. And when you find them, this business can be a lot of fun.

And yes, I DO know that when you’re starting out, sometimes you have to put up with more…stuff (though still less than other writing avenues) than later on. But if you’re in that place, know that as you become more established, the quality of your clients will rise – mainly because, at that point, you can afford to cut some loose.

So, I want to hear your stories of great clients – to underscore that they’re the norm, not the anomaly. I want to hear about those people who make this business worthwhile, challenging (in a good way), enjoyable, and rewarding – both creatively and financially (okay, we don’t always get creative fulfillment, but I’ve found it happens far more than the uninitiated might imagine…).

If your situation is similar to mine, good for you. If, however, most of your clients make you crazy; don’t give you the respect and consideration you deserve; haggle over fees and need repeated reminders to take care of invoices, know that that’s not typical. AND, it might be time to consider a phased “house-cleaning.”

Tell us about your favorite client(s). What do you like about them?

Do you have a favorite “Clients-Behaving-Wonderfully” story?

Do most of your clients fall into the “good-guy” category?

If so, how did (do) you make sure that’s the case?

After getting yet another email a few weeks back from a reader, suggesting a post on health insurance for freelancers, figured it was time. I know this is a hot button issue for any commercial freelancer, often looming as one of the key issues giving salaried employees/aspiring commercial writers pause when considering the leap to self-employment.

If you’re single and in good health (like I am on both counts), health insurance really shouldn’t hold you back from the commercial freelancing life – psychologically or logistically. As I see it, there are far bigger boogeymen (usually imaginary if you’ve planned well) facing free agents like us. Will I go broke? Will I lose my house? Will I be reduced to standing on a corner with a “Will Write Copy for Food” sign? Nonetheless, it’s still one more thing to consider.

Since 1997, I’ve used Kaiser Permanente. I rarely step foot in the place (but you’re paying for peace of mind), but over the years, have been pretty impressed with their offering, services and thoroughness.

I’m not crazy about the fact that, like clockwork, my premiums go up every year by roughly 15+ percent, but all in all, I still pay a not-unreasonable $325 a month. Co-pays for doctor visits are $30, and a surprising number of other services are covered or subject to co-pays (as opposed to coming out of pocket to satisfy your deductible).

Women will typically pay more for health insurance than men of the same age, but depending on the plan, and the deductible and co-insurance level chosen, a single person of either gender can generally find a manageable plan out there.

And with some of the new clauses of the healthcare bill, you’ve got more protections than may have been the case in the past. And do NOT try to drag me into a debate on THAT issue; ain’t gonna happen. I will ignore you and delete your comments. No hablo ingles…;)

For those pondering going without – a temptation for singles in good health and feeling bullet-proof, I wouldn’t even consider it. Not worth it. One accident or illness and you’re in deep doo-doo.

And yes, if you have a family, it’s going to cost a good bit more. Not every freelance commercial copywriter has a gainfully employed and benefits-laden spouse to cover that base. But a quick look at Kaiser’s plans turned up plans in the range of $600-800+/month for a family of four, depending on options chosen (don’t take these figures to the bank; that’s Georgia. Your mileage may vary, etc, etc.).

Not great news, but not necessarily a deal-killer, either. Remember, stay in a job you hate, just for the bennies, and your health will likely suffer. Sort of defeats the purpose.

For the uninitiated, here’s a basic overview of an HMO. As a member of Kaiser, getting insurance on my own, I’m put in with a certain group of subscribers. I have no choice in the matter – that’s the nature of the HMO model – and I don’t know who they are (i.e., we don’t catch up for coffee…).

The nice thing about the HMO group model is that individual consumption of services doesn’t directly affect one’s rates. That’s good news and bad news. Good news: if you use a lot of services in a given year, you won’t be singled out for a skyrocketing rate increase. Bad news: even if you don’t use it at all, your rates will still go up every year.

A few resources:

For more information on health insurance (as well as life and disability insurance), click here.

To find a health insurance agent in your area, click here.

For insurance plans for creative folk, click here.

Assuming you don’t have a spouse with benefits, what do you do for health insurance?

If you have a family and had to get insurance on your own, how did you go about finding the best deal?

Any good health insurance resources you’ve come across for the self-employed?

Any strategies you’ve employed to get the most from your health care dollars?